FAQ's

Frequently Asked Questions

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Founded by smart and energetic leaders, Suganta has helped lakhs of people to sell or buy the property. We have a dedicated group of professionals who work hard to give you the best service.
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You can call at our toll free number or mail id which are given on the site. After listening to your problem, we will resolve your problem in the shortest possible time.
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We offer our services in all the major cities of India and still expanding our reach rapidly.
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At SuGanta.com our main aim is to eliminate brokers from whole rental scene. In order to achieve that we verify each account and activate it after verifying that the user is genuine.
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You can see almost all types of properties at your site such as apartments, plots, villas, flats, etc.
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You can provide tax receipts, title deed, original sale deed, etc. to the buyer.
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We will provide you the contact details of the builder so that you may contact the builder.
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You will act as a third party between buyer and seller with the help of the contact information provided by us.
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We have listed all types of available properties and you can choose whichever you like. Contact the owner or property agent to make a deal.
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It completely depends on the owner or agent. You are advised to make every point clear to avoid any dispute in the future.
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To get a property via our site, follow the below written steps:
  • Go through our website.
  • Choose the property that you like and talk to our customer care executive.
  • Visit the site with our expert.
  • Close the property deal and we will handle all the document related work.
  • In case you need a loan, we will arrange that also. We make a deal between you and the bank.
  • Visit the site with our expert.
  • Visit the site with our expert.
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As soon as you choose the real estate, our executive will call you within 24 hours.
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Yes, we have made contracts with all the leading banks and we take care of all the paperwork to get a home loan for you.
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You can purchase an unlimited number of properties.
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Yes. Usually, stamp duty on gift deed ranges from 5%-12% in all the states. In a few states such as Rajasthan, Haryana and Delhi, concession of 1-2 % is given to the female transferors.
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Yes. Usually, stamp duty on gift deed ranges from 5%-12% in all the states. In a few states such as Rajasthan, Haryana and Delhi, concession of 1-2 % is given to the female transferors.
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Stamp Duty is a tax paid for legal recognition of the property. It is paid by home buyers. You can claim the tax incentives of up to 1.5 lakh Rs. on stamp duty & registration charges on new property purchase/construction of home. However, these perks are present for only a self-occupied property.
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TDS- 1% on the immovable properties exceeding Rs 50 lakhs. Stamp Duty - Depending on the state & municipal laws Service Tax- It is central tax that is paid for services offered by developer to you. From 01 April, 2015 onwards, in case apartment price is less than 1 crore Rupees, or has less than 2000 sq ft floor area, service charge is 14% on the car parking & preferential location charges & 3.50% on basic sale amount. In case apartment is worth more than Rs. 1 crore, or has floor area more than 2000 sq ft, service tax levied is 14% on the parking and preferential location charges & 4.2% on basic sale price of flat.
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The purchaser needs to pay the following taxes:
  • TDS or tax deduction at the source on the sum more than Rs 50 lakhs for purchase of property.
  • Service Tax - Applicable in case property is being bought from builder who conceived & constructed project before giving possession to buyer. In case a `ready-to-move-in' property is bought from seller then the service tax is not applicable.
  • Stamp duty
  • Value Added Tax (VAT) – In case it is applicable in concerned state.
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A purchaser can ask for original Title Deed, Sale Deed, relevant tax receipts & Encumbrance Certificate.
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Only purchaser (buyer) needs to pay Stamp Duty.
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Yes. But process & forms may differ from state to state according to the location of property. Every Indian state has drawn its own forms under rules of registration. Such forms are to be filled & filed at the time of registration of Sale Deed or Transfer Deed.Under the Income Tax Act and rules for the sale transaction, it is compulsory for purchaser and vendor to present PAN card number and in the event of sale, either vendor &/or purchaser would require to fill Form 60 of Income Tax.If the purchaser or vendor is a NRI not assessed for any Indian tax, person would not required to file a Form 60 of Income Tax.
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No tax benefits are present for such buyers unless you file returns & subsequently become eligible to get tax benefits.
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Housing loan is required to be paid upfront for the entire loan tenure by way of direct remittances from abroad through normal bank related channels or from other accounts as permitted by RBI. Normally, payments are done via NRE, NRNR, NRO & FCNR accounts. Such accounts transform on the basis of RBI rules.
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Home loan that is given to NRIs does not exceed 5 years in big cases. However, few financial institutions give loans for term of 7 years too. The repayment for the loan is done via EMI that usually starts after the entire loan is given. Cases that involve part disbursement, you are required to pay simple interest at the interest rate applicable on the amount given.
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Firstly, you should issue a letter to builder about your grievance. Make sure that all the assurances given by the builder regarding the possession are provided to you in writing on his letterhead and under builder’s seal. If it seems to you that the builder would not be allotting you possession in prescribed time period then you can go to CREDIA for mediation process.
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CREDAI-Confederation of Real Estate Developers Association of India is the apex body of all private registered real estate builders and developers in India. CREDAI representing 12,500 developers spread across 21 state level chapters and 205 city level chapters in India. CREDAI has its headquarters at Ansal Bhawan, Kasturba Gandhi Marg, New Delhi- 110001.
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CREDIA has established certain norms & standards to be pursued by its members. As a larger part of builders & developers are members of this association, norms established by CREDAI go a long way in creating consistency in the exercises and methods followed by the builders and developers all over in India. For instance, builders & developers who registered themselves as a member of CREDAI are not permitted to charge unreasonable penalties for the late payments made by purchaser. CREDAI also carries out various other roles like resolution of disputes between buyers and builders or developers through mediation. CREDIO also authoritative for representation of its members before the government authorities regarding the matters related to policy, which can affect the business of real estate.